Lost or stolen iPhone? Act fast, but do not make moves you cannot undo. The first hour matters most. Many people remove the device from their Apple Account too early, or try to confront a thief. Do neither. Follow the steps below, in order, from the first minutes after discovery through insurance claims and remote erasing.
First Steps Locate and Lock Your IPhone
Open the Find My app on another Apple device, or go to iCloud.com/find on any computer. If the device shows a location, write down the address and time stamp. Then mark it as lost immediately.
Marking as lost locks the iPhone with your passcode and shows a contact message you choose on the lock screen. It also disables Apple Pay and other payment methods.
Do not try to recover the phone yourself if the location is not somewhere you recognize. Report the location to the police instead.
Report to Police and Your Carrier
File a police report as soon as possible. Give them the serial number or IMEI if you have it. The police may ask for this to help track the device.
Find the serial number and IMEI on the original box, or log into account.apple.com and look in the Devices list.
While you are doing that, call your mobile carrier. Ask them to suspend your line or SIM. This prevents someone from using your phone number for calls or texts, and stops unauthorized charges.
Gather Your Device Identifiers
You need the IMEI or serial number for the police report and for your carrier. Here is where to find them:
- The original box the iPhone came in has the IMEI and serial number printed on a sticker.
- On account.apple.com, go to the Devices section. Every iPhone linked to your Apple Account is listed with its serial number and IMEI.
Write these numbers down. Keep them safe. You need them if you have AppleCare+ with Theft and Loss coverage.
Decide When to Erase Your IPhone
Erasing the iPhone remotely is your last resort. When you erase, the device is wiped clean. Apple Pay cards are removed from the phone. Erasing does not help you get the phone back.
Only erase if you are certain you will never recover it. If you still hope the police might find it, leave it as is. Marking it as lost already locks the screen and disables payments.
Erasing does not turn off Activation Lock. The phone still cannot be set up by someone else as long as you do not remove it from your Apple Account.
What Not to Do Common Mistakes
Do Not Remove the Device From Your Account
Removing the iPhone from your Apple Account turns off Activation Lock. Anyone who finds it can then reset it and use it as their own. Keep the device in your account even after you report it stolen. This blocks reuse permanently.
Do Not Confront a Thief
If Find My shows a location, do not go to that address yourself. Thieves may be dangerous. You could put yourself at risk. Give the location to the police and let them handle it.
Do Not Erase Too Early
Erasing the moment the phone is lost removes the ability to track it via Find My. The location history is gone. Apple Pay cards are deleted. Wait until you are sure recovery is impossible.
Insurance and AppleCare+ Theft and Loss
If you have AppleCare+ with Theft and Loss, check your coverage details. Find My must have been turned on when the device was lost. If it was off, the plan may not cover the loss. You also need the police report and the device serial number or IMEI to file a claim.
No AppleCare+? Your homeowner's or renter's insurance may cover theft. Contact your provider and ask about portable electronics coverage.
Final Security Steps
After you have locked the phone, reported it, and decided about erasing, change your Apple Account password immediately. Use a strong password you have not used elsewhere. This prevents anyone from accessing your iCloud data, messages, or other linked services.
Used the same password on other accounts? Change those too. Then monitor your accounts for unusual activity over the next few weeks.